Calculate tax-exempt and taxable House Rent Allowance
₹
80.0 K/mo
₹
₹
City of Residence
Monthly Exempt HRA
₹17,000
Tax-exempt amount under Section 10(13A)
Taxable HRA
₹18,000
HRA Received
₹35,000
HRA Taxability Breakup
Annual Exemption
2.04 L
Annual Taxable
2.16 L
Formula
Exempt HRA is the MINIMUM of the following three rules:
1. Actual HRA received from employer
2. Rent paid minus 10% of Basic Salary
3. 50% of Basic (Metro) or 40% of Basic (Non-Metro)
Example: Basic ₹80,000, HRA ₹35,000, Rent ₹25,000 (Metro) → Rule 2 (Rent − 10% Basic = 25,000 − 8,000 = 17,000) is the minimum → Exempt HRA is ₹17,000.
How to use
Enter your monthly basic salary amount.
Enter HRA allowance received from your salary breakup.
Enter actual rent paid to landlord monthly.
Choose whether you reside in a metro or non-metro city.
Benefits
Significantly reduces annual taxable income under Old Tax Regime.
Evaluate if shifting to a higher rent property saves tax.