What is Lumpsum investment?

Lumpsum investment is a style of putting your entire investable surplus in one go rather than spreading it monthly via SIP.

Is lumpsum better than SIP?

Lumpsum can yield higher returns if invested during market corrections, while SIP averaging reduces volatility risk.

Finance

Lumpsum Calculator

Calculate returns on one-time lumpsum mutual fund investments

Total Investment

₹

1.00 L

Expected Return Rate

% p.a.

Time Period

yrs

Future Value

₹3,10,585

10 years · 12% expected CAGR

Invested Amount

₹1,00,000

Estimated Returns

₹2,10,585

Growth Over Time

Wealth Gain

2.11 L

Wealth Multiplier

3.11x

Formula

FV = P × (1 + r)ⁿ FV = Future Value, P = Principal, r = expected annual compound rate of return, n = number of years

Example: ₹1,00,000 invested as lumpsum for 10 years at 12% p.a. expected returns grows to ≈ ₹3,10,585.

How to use

Enter your one-time lumpsum investment amount.
Provide expected CAGR returns of your fund (e.g. 12% for equity, 7% for debt).
Select the investment duration in years.
Check the estimated maturity amount and total gains.

Benefits

Helps plan investment timelines for fixed milestones.
Compares equity index fund averages against traditional FDs.
Shows compound growth without regular deposits.

Frequently Asked Questions

Related Calculators

Mutual fund returns are subject to market risks. CAGR rate is an expectation, not a guarantee.

Loading Calculator...

CalculatorBox

Lumpsum Calculator

Growth Over Time

Formula

How to use

Benefits

Frequently Asked Questions

Related Calculators

CalculatorBox

Lumpsum Calculator

Growth Over Time

Formula

How to use

Benefits

Frequently Asked Questions

Related Calculators